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Terms of Service

Last Updated: June 13, 2025

1. Introduction and Binding Agreement

Welcome to GamerOnBudget. These Terms of Service ("Terms") govern your use of our website located at GamerOnBudget.com (the "Site") and shared game account access services (collectively, the "Services") operated by GamerOnBudget ("we," "us," or "our").

PLEASE READ THESE TERMS CAREFULLY BEFORE USING OUR SERVICES. By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of the Terms, you must not access or use the Services.

Legal Capacity and Agreement: You represent that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are accessing or using our Services on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms.

Service Model: Our Services provide shared access to gaming accounts and game libraries. Multiple users share the same gaming accounts under a time-sharing arrangement. By using our Services, you acknowledge and accept this shared access model and all associated risks.

2. Service Description and Shared Account Model

Shared Access Service: GamerOnBudget provides access to gaming accounts that are shared among multiple subscribers. This means:

  • Multiple users will have access to the same gaming accounts and credentials
  • You will be sharing game libraries, saves, progress, and account features with other users
  • Gaming accounts may be accessed by other users during times when you are not using them
  • Account settings, friend lists, and preferences may be modified by other users
  • Game progress and achievements may be affected by other users' gameplay

Time-Sharing Schedule: Access to shared accounts may be provided on a scheduled basis to ensure fair usage among all subscribers. Specific time slots or usage windows may be assigned or rotated among users.

3. User Accounts and Responsibility

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding your GamerOnBudget account credentials and for any activities under your account.

Shared Gaming Account Usage: When using shared gaming accounts provided through our Services, you agree to:

  • Respect other users' gameplay and progress
  • Not deliberately delete or corrupt other users' game saves or progress
  • Not change account passwords, security settings, or recovery information
  • Not purchase games, DLC, or in-game items without explicit authorization
  • Follow any specific usage guidelines provided for each shared account
  • Log out properly when finished to allow other users access

4. Subscriptions and Payment Terms

Our Services are billed on a subscription basis. You will be billed in advance on a recurring basis depending on your selected plan.

Payment Authorization: By providing payment information, you authorize GamerOnBudget to charge your payment method for all Services you purchase.

No Refunds: All sales are final. Fees paid for the Services are non-refundable due to the immediate nature of shared account access. We do not provide refunds for account suspensions, bans, service interruptions, or dissatisfaction with shared access arrangements.

Price Changes: We reserve the right to change prices at any time with notice on the Site or by email.

5. Prohibited Uses and Platform Risk Acknowledgment

Platform Terms Acknowledgment: You explicitly acknowledge and understand that:

  • Sharing gaming accounts may violate the Terms of Service of gaming platforms (Steam, Epic Games, PlayStation, Xbox, etc.)
  • Gaming platforms may suspend, ban, or terminate shared accounts at their discretion
  • Account sharing is done at your own risk and GamerOnBudget bears no responsibility for platform actions
  • You use shared accounts knowing that platforms prohibit this practice

You agree not to:

  • Use the Services for any illegal activities
  • Attempt to gain exclusive control of shared accounts
  • Share or resell your access to others
  • Use shared accounts for commercial purposes
  • Engage in cheating, hacking, or exploiting in games
  • Harass or abuse other users sharing the same accounts
  • Attempt to compromise account security

6. Intellectual Property and Platform Compliance

Third-Party Platforms: All gaming accounts, games, and content accessed through our Services belong to their respective platforms and publishers. GamerOnBudget does not own any gaming content, accounts, or intellectual property related to the games accessed.

Platform Risk: You acknowledge that gaming platforms may take action against shared accounts, including but not limited to warnings, suspensions, or permanent bans. Such actions are entirely outside of GamerOnBudget's control.

7. Service Availability and Limitations

No Guarantees: GamerOnBudget cannot and does not guarantee:

  • Continuous availability of shared accounts
  • That shared accounts will not be suspended or banned
  • Specific games will remain available in shared libraries
  • That other users will not affect your gaming experience
  • Account security or data integrity
  • Compatibility with all gaming platforms or regions

The Services are provided "AS IS" without warranties of any kind.

8. Termination and Account Actions

We may terminate your access immediately for any violation of these Terms. Upon termination, your access to shared accounts will cease immediately.

Platform-Initiated Termination: If gaming platforms ban or suspend shared accounts, your access may be terminated without refund, as this is beyond our control.

9. Comprehensive Limitation of Liability

ABSOLUTE DISCLAIMER: TO THE MAXIMUM EXTENT PERMITTED BY LAW, GAMERONBUDGET DISCLAIMS ALL LIABILITY FOR:

  • Any actions taken by gaming platforms against shared accounts
  • Loss of game progress, saves, achievements, or virtual items
  • Account suspensions, bans, or terminations by gaming platforms
  • Actions of other users sharing the same accounts
  • Service interruptions or account availability issues
  • Any damages arising from the shared nature of the accounts
  • Violation of third-party platform Terms of Service
  • Any legal consequences of account sharing
  • Data loss, security breaches, or unauthorized access
  • Changes to game libraries, availability, or features

IN NO EVENT SHALL GAMERONBUDGET BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, REGARDLESS OF CAUSE AND THEORY OF LIABILITY.

10. User Indemnification

You agree to defend, indemnify, and hold harmless GamerOnBudget from all claims, damages, losses, liabilities, and expenses arising from:

  • Your use of shared gaming accounts
  • Your violation of gaming platform Terms of Service
  • Your violation of these Terms
  • Any actions you take using shared accounts
  • Any legal action by gaming platforms or content owners
  • Intellectual property infringement claims
  • Your interactions with other users
  • Any damages caused to shared accounts or other users

11. Risk Acknowledgment and Assumption

VOLUNTARY ASSUMPTION OF RISK: By using our Services, you voluntarily assume all risks associated with shared gaming accounts, including but not limited to:

  • Account bans or suspensions by gaming platforms
  • Loss of access to games and progress
  • Potential violation of platform Terms of Service
  • Interference from other users
  • Security risks and data exposure
  • Legal risks associated with account sharing

You understand these risks and choose to proceed despite them.

12. Governing Law and Disputes

These Terms are governed by applicable law where we operate. Any disputes shall be resolved through binding arbitration where permitted by law.

13. Changes to Terms

We may modify these Terms at any time. Continued use of the Services after changes constitutes acceptance of new Terms.

14. Contact Information

For questions about these Terms, contact us at:

CRITICAL RISK WARNING

SHARED ACCOUNT RISKS: You are accessing gaming accounts shared with other users. Gaming platforms (Steam, Epic, PlayStation, Xbox, etc.) prohibit account sharing and may ban or suspend these accounts at any time.

NO LIABILITY: GamerOnBudget provides shared access "as-is" and bears no responsibility for account bans, lost progress, or platform actions. All risks are assumed by you.

BY USING OUR SERVICES, you acknowledge these risks and agree that GamerOnBudget is not liable for any consequences of account sharing, including platform violations and account terminations.